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Best Health Insurance for Self-Employed


Self-employment and gig economy work is on the rise. In fact, self-employment activity has reached the highest levels since 1957. If you’re among the 44 million self-employed Americans, you may worry about finding quality, affordable health insurance.1

Typically, you may qualify to sign up for a new health insurance plan during the open enrollment period, which happens every November 1 through December 15. If you have had a qualifying life event you can also enroll. Qualifying events include getting married, having a baby, or losing your previous health insurance. 

We created our list of the best health insurance for self-employed workers by comparing 15 of the top providers, including each company’s history, reputation, convenience, nationwide availability, claims process, and more. Our list covers why each company made the cut. 

The 6 Best Health Insurance for Self-Employed in 2021

  • Best Overall: Blue Cross Blue Shield
  • Best Network: UnitedHealthcare
  • Best for Preventative Care: Kaiser Permanente
  • Best for Convenience: Cigna
  • Best for Underserved Groups: Molina Healthcare
  • Best for Customer Service: Oscar
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